ASIATODAY.ID, MANILA — The Asian Development Bank (ADB) has approved a $50 million policy-based loan to strengthen Cambodia’s financial sector.
Under a programmatic approach, the investment will support both banking and nonbanking institutions, as well as digital finance infrastructure and sustainable finance capabilities.
The Inclusive and Sustainable Finance Development Program aims to enhance the sector’s capacity, stability, and performance, positioning Cambodia for more inclusive and resilient economic growth.
“Cambodia’s journey toward inclusive and sustainable growth is rooted in its vision to become an upper middle-income country by 2030 and a high-income country by 2050. Through this investment, ADB supports the country in boosting its financial sector, laying the foundation for resilient growth, expanding financial inclusion, and unlocking private sector potential,” said ADB Acting Country Director for Cambodia Anthony Gill on November 24, 2025.
“By fostering a dynamic and inclusive financial ecosystem, we aim to empower businesses, attract investment, and ensure that prosperity reaches every corner of society.”
Cambodia’s finance sector has made notable progress, but further development is needed to unlock its full potential. Several challenges persist: limited market depth, restricted access, gaps in investor protection, underdeveloped regulatory frameworks, low financial literacy, and inadequate digital infrastructure. The absence of a unified sustainability framework also limits progress toward inclusive finance and climate goals.
The approved first phase of the program focuses on boosting the regulatory environment, financial stability, market depth, and consumer protection, as well as developing strategic plans for financial technology, regulatory frameworks for digital assets and cryptocurrencies, and peer-to-peer financing.
The program will implement financial education strategies to facilitate the development of inclusive financial technology.
To enhance the sustainability framework across the finance sector, the program will also form a green finance working group, issue guidelines for corporate sustainability disclosures, and establish mechanisms for sovereign sustainable bond issuances. (AT Network)
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